How many stories do you want?

The first big decision we had to make was whether we were going to build a Ranch style or a Story and a half. Our main driving force was that since this house is going to be "the last house we every buy" we wanted to make sure that the master bedroom was on the main floor. This way, when we get old and break a hip, we won't have to go up and down stairs.
We decided on the story and a half. We did this mainly so we would have some bedrooms that weren't on the main floor. This inadvertantly made it so our daughter has her own suite upstairs. She's not spoiled at all, is she?
I'm going to try and post pictures so you can see the floor plan.